SkyPay
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Live in India 🇮🇳 · Worldwide access

Payments for India,
settled instantly.

One REST API for INR (UPI, IMPS, NEFT) collections and payouts with real-time settlement, smart failover routing and 99.9% uptime.

Create merchant account Merchant login
API docs
Signed webhooks Instant credit 2FA & IP allow-list

🇮🇳 India — INR

UPIIMPSNEFTRTGS
Pay-in7%
Payout3% + ₹9

Bank transfer payouts to all major Indian banks.

Reliable. Secure. Always On.

Real-time payments with smart routing to keep your business running 24/7.

High success rate Auto failover Enterprise security

Built for merchants who cannot afford downtime

Instant settlement

Balance updates in seconds via verified gateway callbacks — 24/7, weekends included.

Bank-grade security

Signed callbacks, mandatory 2FA, IP allow-lists, audit logs and rotating API keys.

Smart failover routing

Multi-gateway routing keeps success rates high when an upstream channel degrades.

One REST API

Same endpoints for INR collections and payouts. Sample code in PHP, Node.js & Python.

Live merchant dashboard

Real-time pay-ins, payouts, settlements and fee breakdown per day.

24/7 human support

In-app tickets plus Telegram support with fast response times.

Live in three steps

1
Create your account
Sign up, verify your Telegram for alerts, and get your API keys.
2
Integrate the API
Call the pay-in endpoint with your merchant ID and a signed request — or share a payment link, no code needed.
3
Get paid
Customers pay on your own domain, your balance updates instantly and you withdraw in INR.

UPI guide

How your customers pay with UPI on your checkout page.

Scan or tap

The customer scans the QR code with any UPI app, or taps the button on mobile.

Approve the payment

They confirm the exact amount with their UPI PIN. Never change the amount shown.

Instant confirmation

The page updates by itself and the merchant is credited in seconds.

Frequently asked questions

View all
What are the SkyPay fees?Indian merchants pay 7% on pay-ins and 3% + ₹9 per payout. Fees are shown live in the merchant dashboard.
How fast are settlements?Settlement is automatic. When the gateway callback is verified, the merchant wallet is credited within seconds.
How do I integrate SkyPay?Create a merchant account, get your merchant ID and API key, then call the pay-in endpoint. Code samples are in the API docs.
Which payment methods are supported?UPI, IMPS, NEFT and RTGS for India.

Start accepting payments today

Create your merchant account in under a minute.

Create merchant account